If you’re a W2 employee, 1099 contractor, or self-employed borrower who can document income through traditional means like tax returns, these loan programs are designed to help you finance non-warrantable condos—even those in complex scenarios like condotels, AirBNB, or investment properties.
LTV
80%
Rates as low as
6.75%
Low Amount
$100k-$4MM
Cash-Out 70%
:With years of experience navigating Florida’s complex condo mortgage landscape, we specialize in helping homebuyers and investors secure financing for non-warrantable condos, condotels, and short-term rental units across Miami, Tampa, Sarasota, Jacksonville, and the Florida Panhandle. Whether you're buying a primary residence or an Airbnb investment property, we know how to get deals approved that traditional lenders won’t touch.
We offer flexible mortgage options for:
Our loan programs are tailored to help buyers and investors get fast approvals in markets like Miami, Tampa, Orlando, and the Florida Panhandle.
Traditional banks often deny financing on non-warrantable condos due to low owner occupancy, litigation, short-term rentals, or association issues. We work with lenders that understand these properties and actively fund them. Whether it's a condotel in Miami Beach or a short-term rental in Sarasota, we know how to structure loans to get them approved.
We fund non-warrantable condo loans across Florida, including:
Our deep knowledge of each market helps us move quickly, even on complex deals.