About Florida Non-Warrantable Condo Loans
Who We Help With Florida Non-Warrantable Condo Loans
We provide mortgage solutions for buyers, investors, and homeowners looking to finance non-warrantable condos in Florida — including properties that don’t qualify under conventional guidelines. Whether you’re purchasing a condotel in Miami, refinancing an Airbnb-friendly unit in Tampa, or seeking financing for a condo in Sarasota, Jacksonville, or the Panhandle, we offer flexible, fast options.
Many Florida condos are labeled non-warrantable due to HOA litigation, insufficient reserves, short-term rental usage, or hotel-like amenities. We help you navigate these challenges with specialized loan programs tailored to your property’s profile.
Why Choose a Non-Warrantable Condo Loan Expert
Traditional banks often reject non-warrantable condo loans. We understand the Florida condo market inside and out, with access to niche lenders offering:
- Low documentation mortgage options
- Investor-friendly loans for Airbnb and VRBO properties
- High loan-to-value (LTV) options, even with limited reserves
- Condotel financing and short-term rental mortgage solutions
Our goal is to streamline your approval process and get you funded without the red tape of conventional lenders.