Florida Non-Warrantable Condo Loans

Florida’s New Condo Law: What Buyers of Non-Warrantable Condos Need to Know
2025-07-23 09:13 Florida’s New Condo Law: What Buyers of Non-Warrantable Condos Need to Know   Florida lawmakers have passed new legislation impacting condo buyers and associations across the state, and if you're ey...
How Florida’s New Condo Laws Impact Non-Warrantable Condos in 2025
2025-06-24 21:31 Florida’s newest condo laws are changing the game for non-warrantable condos. Here’s what buyers and investors need to know before financing in 2025.
Why Non-Warrantable Condos Might Be the Smartest Risk You’ve Never Considered
2025-05-13 12:27 When most buyers or even real estate professionals hear the term non-warrantable condo, they flinch. The immediate thought is: “Too risky. Financing is a nightmare. Better to avoid.”
How We Helped a Buyer Close on a Non-Warrantable Condo Others Said Was Impossible
2025-05-08 16:47 Not every dream condo comes in a Fannie Mae-approved package. Sometimes, the best opportunities are the ones that require creative thinking — and a lender who actually picks up the phone when things g...

Florida Non-Warrantable Condo Loan Solutions

Florida Non-Warrantable Condo Loans Experts

:With years of experience navigating Florida’s complex condo mortgage landscape, we specialize in helping homebuyers and investors secure financing for non-warrantable condos, condotels, and short-term rental units across Miami, Tampa, Sarasota, Jacksonville, and the Florida Panhandle. Whether you're buying a primary residence or an Airbnb investment property, we know how to get deals approved that traditional lenders won’t touch.

Loan Programs We Offer

We offer flexible mortgage options for:

  • Non-warrantable condos and condotels
  • Airbnb-eligible properties
  • Investor and DSCR loans
  • Low or no-income verification options
  • Florida condo purchases and refinances

 

Our loan programs are tailored to help buyers and investors get fast approvals in markets like Miami, Tampa, Orlando, and the Florida Panhandle.

Why Traditional Lenders Say No — and We Say Yes

Traditional banks often deny financing on non-warrantable condos due to low owner occupancy, litigation, short-term rentals, or association issues. We work with lenders that understand these properties and actively fund them. Whether it's a condotel in Miami Beach or a short-term rental in Sarasota, we know how to structure loans to get them approved.

Florida Condo Markets We Serve

We fund non-warrantable condo loans across Florida, including:

  • Miami & Miami Beach
  • Tampa & St. Petersburg
  • Jacksonville
  • Orlando
  • Sarasota & Fort Myer
  • Destin, Pensacola, and the Panhandle

 

Our deep knowledge of each market helps us move quickly, even on complex deals.